FREEBIE Digikit - Ocean Breeze by Scrap Originals. It is available here. The base paper on this is from a kit by Jen Martakis called Watercolors - available here.
The freebie sentiment is by Nini over on Suddenly Artistic - she creates amazing stuff. I matted and layered and added it to Bazzill dotted swiss cardstock with some machine stitching.
Digikit - Ocean Breeze I mentioned above which is a freebie over on 2peas. I left this one sentiment free for the moment - will add as needed!
(Edited to add - I use photoshop to manipulate the digital kits but you can use word/Office packages. Great tutorial by Lucy here on how to use digi images with Word).
I hope you have a wonderful day and thanks so much for peeking.